Wednesday, 1 March 2017

The Hidden Benefits of a Low Cost Dental Plan

Any dentist will tell you how important it is to look after your oral health. The gums are one of the body's main gateways for infection, meaning not looking after them can result in problems in other areas. If you've ever had an infected tooth, you'll know firsthand just how unwell it can make you feel - and not just due to the nerve pain.
Tooth decay is common in those who have neglected their oral health. We tend to miss check ups for a number of reasons: fear of dental procedures, busy lives, or simply that it slips our mind because we're not in any immediate pain. But one of the main reasons we avoid visits to the dentist is that they are simply too expensive.
An increasing number of us don't receive dental care packages from our employers, making oral care difficult to afford. This causes us to neglect one of the focal areas of our overall health, and may even lead to more invasive procedures with longer recovery times. But there is an alternative that promises to keep our health in check without breaking the bank.
A low cost dental plan can provide an affordable alternative to conventional ones; it can also serve to supplement your existing insurance policy. There are many obvious benefits of signing up to one of these discount plans, including savings of up to 50% or more, flexible fee schedules and a guarantee of being accepted regardless of your situation.
However, there are also many hidden benefits of signing up that many people remain oblivious to. For example, many of us don't realise that by investing in a low cost dental plan, we could also gain access to discounted visual care.
This means you could be saving over 20% off retail eyeglass frames and lenses, contact lenses and eye exams from over 30,000 providers nationwide. You should also receive discounted access to independent Optometrists, Ophthalmologists and Opticians. You may even stand to save money on LASIK or PRK procedures.
You should also receive cheaper prescriptions when you become a member of a discount dental service. This means you'll be able to receive discounts of 20% or more on generic medicines for common health conditions, as well as high tech and injectable drugs. You will be able to use your drug card any time your prescription isn't covered by your membership.
This prescription discount should apply in thousands of participating pharmacies nationwide, including most major chains. It offers unlimited use with no restrictions and no lengthy forms to complete. You may even stand to make extra savings if you use a mail order programme, depending on your provider.
What's more, your medical history is never taken into account when you apply. No one is ever denied coverage, regardless of age, health or financial circumstances. Plus, unlike with other healthcare plans, you are granted unlimited visits to your dentist. So, there is no need to be concerned if your treatments span over a number of appointments.
You will be able to find a plan that best fits your personal situation, whether you're looking for individual coverage, family coverage or you're applying as part of a group. By looking online for providers in your area, you will be able to compare the prices of different plans and find the best one to suit you.
Before signing up to a service online, be sure to read through the terms and conditions, as well as the company's disclosure page. As a customer and patient, it's important you know your rights when it comes to treatment, and in terms of cancelling your membership if and when you need to.